Deposit
Interest Rates
// Effective Date: July 22, 2008
|
INVESTMENT PRODUCT |
INTEREST RATE |
ANNUAL
PERCENTAGE |
FREQUENCY OF COMPOUNDING |
MINIMUM
REQUIRED BALANCE |
| CERTIFICATES OF DEPOSIT | ||||
|
1.49% |
1.50% |
At
Maturity |
$2,500 |
|
1.74% |
1.75% |
At
Maturity |
$2,500 |
|
1.99% |
2.00% |
Quarterly |
$500 |
|
2.09% |
2.10% |
Semi-annual |
$500 |
|
2.18% |
2.20% |
Quarterly |
$500 |
|
2.19% |
2.20% |
Semi-Annual |
$500 |
|
2.24% |
2.25% |
Semi-Annual |
$500 |
|
2.29% |
2.30% |
Semi-Annual |
$500 |
|
2.73% |
2.75% |
Semi-Annual |
$500 |
|
3.23% |
3.25% |
Semi-Annual |
$500 |
| DREAM
CDs |
||||
|
2.09% |
2.10% |
Semi-Annual |
$50 |
|
2.19% |
2.20% |
Semi-Annual |
$50 |
|
2.98% |
3.00% |
Semi-Annual |
$50 |
| PEACE
OF MIND |
||||
|
2.24% |
2.25% |
Semi-Annual |
$500 |
| IRA/ROTH/CESA
CDs |
||||
|
2.98% |
3.00% |
At
Maturity |
$50 |
|
3.62% |
3.65% |
Semi-Annual |
$50 |
|
3.62% |
3.65% |
Semi-Annual |
$50 |
|
3.81% |
3.85% |
Semi-Annual |
$50 |
|
3.96% |
4.00% |
Semi-Annual |
$50 |
|
4.06% |
4.10% |
Semi-Annual |
$50 |
| SAVINGS
ACCOUNTS |
||||
| R.
Banking Friends * |
0.65% |
0.65% |
Quarterly |
$5 |
| Christmas
Club |
||||
|
1.25% |
1.25% |
Annually |
$5 |
|
1.00% |
1.00% |
Annually |
$5 |
| Statement
Savings * |
0.65% |
0.65% |
Monthly |
$100 |
| Passbook
Savings * |
0.20% |
0.20% |
Quarterly |
$100 |
| Money
Market * |
$1,000 |
|||
$1,000 - $14,999.99 |
0.75% |
0.75% |
Monthly |
|
|
0.80% |
0.80% |
Monthly |
|
|
0.85% |
0.85% |
Monthly |
|
|
1.00% |
1.00% |
Monthly |
|
| Money
Market Max * |
$10,000 |
|||
|
1.24% |
1.25% |
Monthly |
|
|
1.74% |
1.75% |
Monthly |
|
|
1.98% |
2.00% |
Monthly |
|
|
2.23% |
2.25% |
Monthly |
|
| |
||||
| CHECKING
ACCOUNTS
|
||||
| Capital
& Advantage Plus * |
$500 |
|||
$500 - $2,499.99 |
0.35% |
0.35% |
Monthly |
|
|
0.40% |
0.40% |
Monthly |
|
$5,000 - PLUS |
0.45% |
0.45% |
Monthly |
|
| Advantage
Classic & VIP * |
$1,000 |
|||
$1,000 - $2,499.99 |
0.35% |
0.35% |
Monthly |
|
$2,500 - $4,999.99 |
0.40% |
0.40% |
Monthly |
|
|
0.45% |
0.45% |
Monthly |
|
|
0.50%
|
0.50%
|
Monthly
|
|
| Health Savings Account* | 2.96% |
3.00% |
Monthly |
$50 |
| *The interest rate and annual percentage yield may change after the account is opened. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. Early withdrawals may be subject to penalties. Penalties will be 1 month, 3 months, 6 months, 12 months, or 18 months interest on the amount withdrawn depending on the term of the CD. Certificates of Deposit will automatically renew at maturity. Fees could reduce earnings. Deposits insured by the FDIC. |
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