Service Fee Rates // Effective Date: March 15, 2008

Service
Fee
Money Orders
$2.00
Cashier Checks
$3.00
Travelers Checks
2.00%
                 Dual Signatures
2.00%
          American Express Checks
                     $2.50
Collection Items
$10.00
Balance Inquiry
N/C
Christmas Club Early Withdrawal Fee
$25.00
Non-Customer Check Cashing (per  check)
5% or min $15.00
Foreign Check Cashing
$15.00 (+) Correspondent Charges
Canadian Check Collection
$10.00 (+) Correspondent Charges
Account Printout
$2.00
Coin Counting – Non Customer
2.00%
Checkbook Account Balancing (per hr)
$20.00
Research (per hr)
$25.00  ($25.00 minimum)
                         Per Item Fee                       $5.00
Copies of Check/Deposits (per item)
$5.00
Garnishment, Levy & Liens
$25.00
Line of Credit Transfer Fee
$3.00
ATM Foreign Transaction Fee
N/C
Dormant Maintenance Fee (monthly)
$7.00
•Transfer Fee (employee prepared)
$5.00
Account Watch (per month)
$25.00
Stop Payment
$28.00
Paid Non Sufficient Fund Fee
$27.50
Returned Non Sufficient Fund Fee
$27.50
Overdraft Privilege Fee
$27.50
Return Deposit Items
$5.00
Notary Service (per item)
$2.00
Photocopies (per item)
$ .25
Fax Machine (per page)
$1.00
Signature Guarantee ( per item)
$10.00
Duplicate ATM Cards
$5.00

Foreign Currency Orders

$10.00
Wire Transfer International
$50.00

Wire Transfer Customer

$20.00
Wire Transfer Non Customer
$35.00

Incoming wire

$10.00
•Account Closing Charge (within 90 days)
$15.00
Printed Check Orders
Price Varies
Purchase or Sale of Precious Metals
$25.00
Bond Coupon Redemption (per envelope)
$5.00
License & Title Service
$20.00
License Stickers
$4.75
Temporary Checks/Deposits
10/$5.00
Night Deposit Bag
$10.00
Night Deposit Bag w/Lock
$25.00
Statement Replacement
$5.00
Safe Deposit Box – Drilled
$50.00 plus Expenses
          Safe Deposit Box Rental                 Price Varies
Safe Box Late Fee
$5.00
Surcharge Fee (non-customer)
$2.00
Indemnity Bonds
$10.00
Coin per roll (non-customer)
$ .25
Currency per strap (non-customer)
$1.00

•This fee or charge does not apply to Free Checking