Service Fee Rates // Effective Date: March 1, 2012

Service
Fee
Money Orders
$2.00
Cashier Checks
$3.00
Copies of Check/Deposits (per item)
$5.00
Temporary Checks/Deposits
10/$5.00
Account Printout
$2.00
Printed Check Orders
Price Varies
Notary Service (per item)
$1.00
Signature Guarantee Customer (per item)
$5.00
Signature Guarantee Non-Customer (per item)
$30.00
License & Title Service
$20.00
Statement Replacement
$5.00
Duplicate ATM Cards
$5.00
Night Deposit Bag
$10.00
Night Deposit Bag w/Lock
$30.00

Wire Transfer Customer

$20.00
Wire Transfer International
$50.00
Wire Transfer Non Customer
$35.00

Incoming Wire

$10.00

Foreign Currency Orders
$25.00
Christmas Club & CD Early Withdrawal Fee
$25.00
Garnishment, Levy & Liens
$25.00
Line of Credit Transfer Fee
$3.00
• Transfer Fee (employee prepared)
$5.00
Account Watch (per month)
$25.00
Stop Payment
$30.00
1 Paid Non Sufficient Fund Fee
$30.00
2 Returned Non Sufficient Fund Fee
$30.00
1 Overdraft Privilege Fee
$30.00
Return Deposit Items
$5.00
Collection Items
$20.00
Checkbook Account Balancing (per hr)
$20.00
Research (per hr)
$25.00  ($25.00 minimum)
                         Per Item Fee                      $5.00
Dormant Maintenance Fee (monthly)
$7.00 - An account is dormant if, for 1 year for checking and 2 years for savings, there is no
activity or written communication from you of an interest in the account.
Indemnity Bonds
$10.00
Non-Customer Check Cashing (per check)
5% or min $15.00
                         Government
4% or min $10.00
                         Coin/roll (Non-Customer)
$.25
                         Currency/strap (Non-Customer)
$1.00
• Account Closing Charge (within 90 days)
$15.00
Foreign Check Collection
$15.00 (+) Correspondent Charges
Canadian Check Collection
$20.00 (+) Correspondent Charges
Balance Inquiry
N/C
Coin Counting – Non Customer
2.00%
ATM Foreign Transaction Fee
N/C
Photocopies (per item)
$ .25
Fax Machine (per page)
$1.00
Purchase or Sale of Precious Metals
$25.00
Bond Coupon Redemption (per envelope)
$5.00
Safe Deposit Box – Drilled
$75.00 plus Expenses
          Safe Deposit Box Rental                 Price Varies
Safe Box Late Fee
$5.00
ATM Surcharge Fee (non-customer)
$2.00
Coin per roll (non-customer)
$ .25
Currency per strap (non-customer)
$1.00

• This fee or charge does not apply to Free Checking

1 Assessed when the current available balance in your account is insufficient to cover an item presented for payment and the item is paid.

2 Assessed when the available current balance in your account is insufficient to cover an item presented for payment and the item is returned unpaid.

Examples of items presented for payment: checks, ATM transactions, debit card point of sale transactions, ACH payments and other debit items.