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Keith Schonert and Greg Kuenstler attend Agricultural Lenders' Conference

(June 9, 2010)

Keith Schonert and Greg Kuenstler from TrustBank™ in Olney, IL attended the Community Bankers Association of Illinois (CBAI) Agricultural Lenders' Conference, on Wednesday, June 9 ,2010. Held at the Crowne Plaza in Springfield, this one-day conference helped participants develop new skills and tools to meet the credit needs of existing customers and prosper in the changing environment of agricultural lending. Designed for agricultural lenders, this conference brought together experts to explore the latest credit analysis that determine credit risks, the weather conditions that might impact the 2010 growing season, the characteristics of a successful farmer and the impact the various energy components and policy decisions will have on the farm sector.

Dr. David Kohl, Professor Emeritus in the Department of Agricultural & Applied Economics at Virginia Tech, Blacksburg, addressed the topics, "Mega Forces in Agriculture" and "Credit Risk Profiling." Larry Acker, founder and editor of 3F Forecasts, discussed "2010 Growing Seasion: Like Last Year?" Examining "The Six Hats of a Farmer" and "Energy Update 2010," was Matthew Roberts, Associate Professor in the Department of Agricultural, Environmental and Development Economics at The Ohio State University, Columbus.

Headquartered in Springfield, CBAI is a statewide association representing more than 500 community banks and thrifts in Illinois.


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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.