Larger businesses that have high transaction volumes and/or use several specialized banking services will be candidates for TrustBank Business Analysis Checking.

This is the ideal account for partnerships and corporations. You will receive earnings credit based on your account balance. This credit offsets the activity fees charged to your account during the month. Banking regulations do not permit banks to pay interest on business checking account of partnerships and corporations operating for a profit. Earnings credit is a method of compensating you for the collected balance maintained in your account. Each month the bank gives you an earnings credit on the average collected balance less reserve requirement kept in your checking account.

If you have multiple business accounts, you will receive a monthly statement for each account showing all transactions. You will also receive one business analysis statement with all your checking accounts combined showing your net available funds, charges and fees, the earnings credit calculation, and the analysis fee, if any.

Recommended if:

• Your business has more complex checking needs (has many items, large cash deposits, needs check sorting, change orders, etc.)
• If this account is recommended by your account officer, (businesses must qualify for this account.)

Benefits

• Earnings credit is based upon current market rates
• Earnings credit can be used to offset checking and checking-related fees
• By maintaining sufficient balances, fees can be reduced or eliminated
• Can obtain checking-related services as part of analysis

Important Facts

• Balances in this account can help cover costs for other specialized bank services
• Monthly statements are issued

Fees

• Monthly Maintenance Fee: $5.00
• Per Item Charges

Checking | Basic Business Checking | Business Capital Account | Business Analysis Checking | Line of Credit

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