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TrustBank ATM/CheckCard Personal


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ATM / CheckCard
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The TrustBank ATM/CheckCard gives you the convenience of accessing your money 24 hours a day, 365 days a year. The ATM/CheckCard has no annual fee, and if you use it at any of our convenient 24-hour Automatic Teller Machines (ATMs), there is no transaction fee.

The ATM/CheckCard also works like a check... only better! Use your card just as you would a credit card at any retailer that accepts VISA debit cards. Your funds will then be debited from your checking account just like a check. To learn more about the TrustBank ATM/CheckCard or to sign up for your very own, visit any TrustBank location!

TrustBank now rewards you for using your TrustBank CheckCard with our new Ca$h Back Rewards Program. After enrolling in the program, you will receive 1% cash back on every purchase made during the first 90 days of your participation in the program. After the first 90 days, you will continue to earn cash back rewards on every purchase at 0.1%.

There are no fees to enroll in the program. There are no annual fees. Just call 1-800-766-3451 or visit us at any of our locations to enroll. Once enrolled, your cash back rewards will begin to accumulate. Your cash back will be credited to your account at the beginning of each month.

 

What is the difference between Debit and Credit?

It's time to pay for groceries at the local convenience store. You tell the cashier you're paying with your TrustBank ATM/CheckCard. She then asks, "Debit or Credit?"

Ever wonder why you're asked this question? The merchant is simply asking how you would like the transaction to be processed. No matter how you respond - either "debit" or "credit" - the purchase will be deducted from your checking account. Even if you say "credit," it will not be billed as a credit card when using your TrustBank ATM/CheckCard.

What's the difference, then?

Debit


  • Your transaction is processed through ATM Network.
  • You can get cash back from your available checking account balance up to the merchant's limit. You will then see the cash back amount added to the total purchase price. This will make up the total transaction price.
  • You must use a Personal Identification Number (PIN) to authorize the sale.

Credit


  • Your transaction is processed through VISA Network.
  • You must sign to authorize the sale.

You can choose debit or credit - either way you will not be charged a transaction fee.

 


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