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TrustBank iCard Personal


The TrustBank iCard gives you the convenience of accessing your money 24 hours a day, 365 days a year. The iCard has no annual fee, and if you use it at any of our convenient 24-hour Automatic Teller Machines (ATMs), there is no transaction fee. Also, the TrustBank iCard gives you access to over 37,000 surcharge-free ATMs across the US. Look for the Allpoint logo on the ATM!

arrow To learn more about Allpoint, click here.

The iCard also works like a check... only better! Use your card just as you would a credit card at any retailer that accepts VISA debit cards. Your funds will then be debited from your checking account just like a check.

TrustBank now rewards you for using your iCard with our Ca$h Back Rewards Program. You will receive 1% cash back on every purchase made during the first 90 days. After the first 90 days, you will continue to earn cash back rewards on every purchase at 0.1%. There are no annual fees. Your cash back will be credited to your account at the beginning of each month.

What is the difference between Debit and Credit?

It's time to pay for groceries at the local convenience store. You tell the cashier you're paying with your iCard. She then asks, "Debit or Credit?"

Ever wonder why you're asked this question? The merchant is simply asking how you would like the transaction to be processed. No matter how you respond - either "debit" or "credit" - the purchase will be deducted from your checking account. Even if you say "credit," it will not be billed as a credit card when using your TrustBank iCard.

What's the difference, then?

Debit


  • Your transaction is processed through ATM Network.
  • You can get cash back from your available checking account balance up to the merchant's limit. You will then see the cash back amount added to the total purchase price. This will make up the total transaction price.
  • You must use a Personal Identification Number (PIN) to authorize the sale.

Credit


  • Your transaction is processed through VISA Network.
  • You must sign to authorize the sale.

You can choose debit or credit - either way you will not be charged a transaction fee.


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Privacy Statement | Customer ID Program | TrustBank™ is a Trademark of Rich Land Bancorp, Inc. and is registered in the States of Illinois #084194 and Arizona #50890.

TrustBank
is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. TrustBank's NOW Accounts are excluded from this program. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under FDIC's general deposit insurance rules.

¹ iChecking - Earn 7.00% APY (Annual Percentage Yield) on balances up to $1,000.00 and 0.20% APY on balances over $1,000.00 when each of the following criteria are met each month: 1 Direct Deposit, 2 Bill Pays or automatic payments, 10 debit card purchases, receive E-Statements, and access Online Banking at least one time.  If any of the criteria are not met, 0.02% APY will be paid on the entire balance. Rates are effective as of July 1, 2009 and are subject to change.