CashBack Program

The ScoreCard^SM CashBack Program is our way of rewarding you for using your card!

With the ScoreCard^SM CashBack program, it's easy to put money back in your pocket. Just use your TrustBank MasterCard every time you shop. It doesn't matter where you use your card. For each qualified* purchase you make, you'll receive an annual CashBack reward. The more you use your card, the greater your reward!

* Qualified purchases do not include cash advances, convenience checks or returns.

How it Works:

It's simple: earn a rebate on all purchases you make with your TrustBank MasterCard.

Earn CashBack when you....

• Pay bills online
• Buy groceries
• Get gas and tune-ups for your car
• Dine at your favorite restaurant
• Purchase clothes and home furnishings
• Remodel your home
• Donate to your favorite charity

The ScoreCard CashBack Program is an automatic feature of your card, so there is nothing left for you to do but make this card your first choice every time.

When earning money is this easy, why would you use any other card?

ScoreCard^SM CashBack Rules

1. Every dollar in purchases "You" (see paragraph 7) make with your credit or debit card to your Visa or MasterCard account covered by this ScoreCard Cashback Program ("Program") and that appears on your statement during the Program period, earns CashBack credit as provided for in these Rules, under your financial institution's ("Sponsor's") most current CashBack schedule. CashBack is earned with purchases made by You beginning on the first day in which your Program begins and is posted to your account annually. Contact your Sponsor for full details on eligibility dates.

2. Your periodic statement will normally include a year-to-date accounting total of your CashBack credits but may be adjusted as provided for in these Rules. CashBack credits will be deducted from your current total of credits earned for corresponding retail purchase returns posted to your card account.

3. Your card account must be open and clear (i.e. not cancelled, terminated, delinquent or otherwise not available to use for charges) at the time each year CashBack credits are posted to your account or when CashBack rebate checks are mailed by your Sponsor. Otherwise your CashBack credit will be forfeited. CashBack credits are not exchangeable or transferable.

4. This Program may be modified, suspended or cancelled at any time without restriction or penalty. CashBack credit may be forfeited due to violations of these Rules. This Program is void where prohibited or restricted by law. You are responsible for any federal, state or local income or other taxes.

5. Despite our best efforts to ensure accuracy, printing errors involving the Program occasionally occur. We reserve the right to correct such errors at any time even if it affects CashBack credits already posted to your account.

6. You agree to hold Financial Institution Benefit Association, Inc. ("FIBA"), Certegy Card Services, Inc. ("Certegy") and any vendors associated with the Program, as well as any card association that your Sponsor is a member of, totally harmless if your Sponsor fails to meet its contractual and other obligations with FIBA or Certegy, which results in the Program being interrupted or terminated prior to any CashBack credits being awarded to you.

7. This Program is available to Visa and MasterCard account holders ("You") whose Sponsor (i) has enrolled as a sponsoring member of FIBA and (ii) has contracted with FIBA for this Program for You. All Program Rule determinations by FIBA are final. Your use of your card following receipt of these Rules will indicate your agreement to these Rules.

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