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TrustBank Home Equity Loans Personal


A Home Equity Loan is the
Smart Way to Borrow

TrustBank Home Equity Loans allow you to make the most of the equity you've built in your home. They are powerful, flexible financing tools that can be used for:

• Home improvements and additions
• Debt consolidation
• Major purchases and expenses
• A much-needed vacation
• Breathing room in your household budget

 

Compare the Advantages of TrustBank’s Home Equity Loans

TrustBank Home Equity
Loan

An installment loan secured by the equity in your residence.

TrustBank Home Equity
Line of Credit

A revolving line of credit secured by the equity in your residence, with no bank fees.
  • Low fixed monthly
    payment
  • Fixed interest rate that
    will not change over time
  • Loan amounts up to 100% of the available equity in your home (subject to qualifying *)
  • Consolidate your existing debt into one low-rate loan
  • As a convenience, monthly payments may be automatically deducted from your checking account for repayment
  • Interest payments may be up to 100% tax-deductible (consult a tax advisor)
  • Pay only the interest each month
  • Credit line amounts up to 100% of the available equity in your home (subject to qualifying*)
  • Reusable line of credit
  • As a convenience, monthly payments may be automatically deducted from your checking account for repayment
  • Interest payments may be up to 100% tax-deductible (consult a tax advisor)
  • Easy access to your line!


Tax Deductible Interest

While interest deductions for personal loans have been eliminated, interest on home equity loans may still be deductible on your itemized tax return. Consult a tax advisor regarding the deductibility of interest.


Talk To Us Today!

This is a great time to apply for a Home Equity Loan!

Also:

arrow Would a Home Equity Loan or a Line of Credit work best for you?

Home Equity Forms:

Download Forms
excel

Home Equity Loan Application

pdf

Real Estate Loans Brochure

pdf



 




*Acceptable collateral and credit criteria must be met to obtain a loan.


Loans | Personal | Vehicle | Home | Home Equity

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MEMBER FDIC
| Equal Housing Lender FDIC | Member CBAI | Member AzBA | Member ICBA
Legal Terms and Conditions | Fees | Copyright © 2011 TrustBank™. All Rights Reserved.
Privacy Statement | Customer ID Program | TrustBank™ is a Trademark of Rich Land
Bancorp, Inc. and is registered in the States of Illinois #084194 and
Arizona #50890.
NMLS# 462232

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.