Home Equity Line of Credit Personal

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	Home Equity Loan Application (69KB) This form can be completed on-screen, printed, signed and delivered to TrustBank.

TrustBank Home Equity Line of Credit –
a smart way to borrow!

With interest rates still very low, now is a great time to apply for a TrustBank Home Equity Line of Credit. Whether you have a specific borrowing need or you're looking for flexibility in your finances, the TrustBank Home Equity Line of Credit is a smart way to use the equity in your home to your advantage.

A TrustBank Home Equity Line of Credit allows you to start saving today with:

• Special Interest Rates
• No Annual Fees, and
• Easy access to your money

Don't let this opportunity pass you by! Call or stop by any TrustBank location to learn more!

Collateral and credit criteria needed from the borrower to obtain a loan

* Upon qualification and when opened, the introductory Annual Percentage Rate (APR) will be fixed at 4.90% for three months, then the APR may range from Prime Rate to Prime Rate plus 1.00%, depending on credit quality. Rates are subject to change based on prime rate, but will not exceed an APR of 18.00%. The prime rate is as reported in the “Money Rate” section of the Midwest Edition of the Wall Street Journal. An interest rate adjustment will take effect on the same day as the prime rate increases or decreases. The prime rate as of 4/30/08 was 5.00%. A late fee will be assessed on any payment not paid within 10 days of the payment date of 5.00% of the payment or $100, whichever is less. At the end of the 15 year term, you must pay any remaining balance in a single balloon payment. Offer subject to change without notice. Consult your tax advisor regarding deductibility of interest.

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