• Estate Administration
• Living Trusts
• Testamentary Trusts
• Guardianships
• Self-directed IRAs
• Financial Planning
• And much more!

See below for details!

Together, with your attorney, we can help assure your plan for the future will be carried out.

Estate Administration

Estate settlement services
Settling even a simple estate can be complex and time-consuming. We work closely with your family advisors to ensure your estate is settled promptly, properly and in accordance with your wishes. We'll work to:

• Collect income and dividends generated by estate assets
• Distribute income and principal to beneficiaries
• Make decisions consistent with instructions you provided in will
• Maintain records for your estate’s assets and investments
• Minimize federal estate and gift taxes
• Gather, safeguard and distribute assets
• Pay all debts
  
  

Living Trusts

Ensure your wealth is managed the way you want - now and for future generations.

Expert advice, personal attention

Our advisors will work closely with you to identify your needs, develop a trust solution that's appropriate for you and integrate it into your overall wealth transfer plan.

Meeting your needs

Trusts can provide a wide range of benefits, including:

• Helping avoid the delays and publicity of probate when your estate passes to your heirs.
• Relieving you of as many or as few of the day-to-day tasks in managing your wealth as you choose.
• Ensuring your assets are professionally managed should you become incapacitated.
• Minimizing estate and gift taxes.
• Protecting your privacy and allowing you the level of involvement and control you want.

Testamentary Trusts

A testamentary trust is established by a will and becomes effective after the death of the testator. Depending on its terms, a testamentary trust may provide tax advantages and professional money management for the beneficiaries.

Types of testamentary trusts include:

• Bequests to minors (attainment of legal majority at 18). Avoids legal guardianship.
• Marital Trust and Residuary Trust – Save taxes with marital deduction. It allows half an estate to pass to the surviving spouse without federal tax.

Guardianships

A court may appoint a trust institution to act as a guardian for a minor or some other person not competent to manage his own affairs.

Self-Directed IRAs

These are Individual Retirement Accounts established by a working person on behalf of himself and/or his spouse to provide supplemental income at retirement.

• Earnings are tax deferred.
• Regular traditional IRA contributions may be eligible for deduction.
• Bank acts as Custodian.
• Individual directs the bank on the investment of contributions.

Financial Planning

Sophisticated solutions to secure your legacy.

Successful planning requires a comprehensive plan based on the objectives that are most important to you. We work with you and your advisors to craft a plan that incorporates:

• Sound asset management
• Effective trust structures
• Close attention to estate- and gift-tax consequences

Advantages of a Trust Institution

• Experience
• Knowledge
• Security
• Accounting
• Dependability - “Here today, here tomorrow”.

>Back to Personal Home